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SpendTune iconAvailable now

SpendTune

Pay as usual. Your expenses, auto-detected.

  • App
  • Finance
  • Android
Get it on Google Play
  • Pay as usual, your expenses auto-detected: after a UPI payment a sheet pops up to confirm it and pick a category.
  • See where your money goes: spending by category, with the total and each category's share.
  • Your data stays on your device: no account, no sign-up, no cloud sync and no ads.
  • Set limits, stay on track: a monthly budget and category budgets showing what is left.
  • Spot your busiest days: a daily spending chart and top merchants.
  • Know who owes you, and how much: money lent, borrowed and split with people.
  • Export to CSV, Excel or PDF for any period, with SpendTune Pro.
  • Daily, weekly and monthly spending summaries in your notifications.

About SpendTune

SpendTune is an expense tracker that does the typing for you. When a UPI app, a bank app or your bank's SMS alert reports a payment, SpendTune spots it and saves it, so your spending stays up to date without entering each expense by hand. Everything stays on your phone.

  • No typing
  • No account
  • No cloud sync
  • No ads

  • Automatic detection

    • Reads payment notifications from your UPI apps, bank apps and bank SMS alerts, with no SMS permission
    • A small sheet appears after a payment so you can pick a category in one tap, or leave it for later
    • Payments you don't confirm wait in Needs review instead of disappearing
    • When two alerts report the same payment, they are merged into one

  • Budgets and reports

    • Weekly, monthly or custom budgets with pace warnings and alerts
    • Reports by category, merchant and account, with daily spending trends
    • Search and filter your whole history by date, amount, category, account, tag or person

  • Accounts and credit cards

    • Bank accounts, cash, wallets and credit cards in one place, with balances and net worth
    • A card purchase counts on the day you buy; paying the bill is a transfer, so nothing is counted twice
    • See what is due on each card, and when

  • People, bills and goals

    • Split expenses and keep track of who owes whom
    • Recurring payments such as rent, salary and EMIs, added on the due day
    • Subscriptions with their renewal dates, and savings goals

  • Private by design

    • Your transactions are stored only on your phone: no account, no sign-up, no cloud sync and no ads
    • Usage analytics and crash reports are off unless you choose to share them
    • Back up to a file you keep, optionally protected with your own password

  • Free, with optional Pro

    • Free: manual entry, reports, search, budgets and backups, plus 40 automatically detected payments a month
    • SpendTune Pro, monthly or yearly, removes the free plan's limits
    • Pro adds export to CSV, Excel and PDF, automatic backups, receipts, the home screen widget and spending reports

Get SpendTune

An expense tracker that does the typing for you: it spots payments from your UPI apps, bank apps and bank SMS alerts and saves them on your phone.

Get it on Google Play